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Your policy is the best place to review your coverages, but a few common items covered are mentioned here.
Property Damage
Most policies cover damage to your house and any permanent structures on your property for:
Fire
Wind
Hail
Water damage (unless excluded by your policy)
Personal Property
Protects belongings that were damaged or stolen such as:
Furniture
Appliances
Clothing
Dishes (in some cases)
Jewelry
Limited coverage for jewelry stolen from your home, (usually $500 - $2,000). You may need special coverage for things in your collection like:
